Drive safely with a policy tailored for expats

If you live in Spain and own a vehicle, the law requires you to have at least third-party liability insurance to drive legally. At CM Seguros, we offer insurance tailored for expats, with coverage that ranges from basic protection to full comprehensive options—so you can drive worry-free.

Types of Car Insurance Available

• Basic Third-Party Insurance – Covers mandatory and supplemental liability, roadside assistance, legal defense, and third-party damage. It also includes windshield and window coverage.
• Extended Third-Party Insurance – Includes all the coverage from basic third-party and adds protection against fire and theft of the vehicle.
• Comprehensive Insurance – Includes all coverage from extended third-party and adds own damage protection, either with or without a deductible.
• PREMIUM Line – For high-end vehicles, with exclusive coverage options. Ideal for drivers seeking enhanced protection, including a replacement vehicle from day one.

Why Choose CM Seguros for Your Car Insurance?

• Nationwide and EU-wide coverage – Drive confidently anywhere in Spain or the European Union.
• 24/7 Roadside assistance – Help is available anytime, wherever you are.
• Replacement vehicle from day one with PREMIUM coverage – Stay mobile while your car is being repaired.
• English and Spanish support – Hassle-free communication and claims assistance in your language.
• Trusted repair shops – Access to top-tier workshops within our wide network of partner garages.
• 100% online and paperless process – Fast, convenient setup with no red tape.

Thousands of expats across Spain already trust CM Seguros to protect their vehicles.

How to get your car insurance

• Fill out the online form and get a personalized quote.
• Choose the coverage that best fits your vehicle and needs.
• Get instant protection and drive with peace of mind.

 

Do you have the right insurance to drive with confidence?
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Frequently Asked Questions (FAQs)

Is it mandatory to have car insurance in Spain?
Yes, Spanish law requires every vehicle on public roads—driving or parked—to have at least third-party liability insurance.

Can I choose between different levels of coverage?
Absolutely. We offer various options, including specialized coverage for high-end vehicles through our PREMIUM Line.

What is a deductible in car insurance?
It’s the amount you agree to pay out of pocket in case of a claim. For example, if your deductible is €300 and the damage totals €1,000, you pay €300 and the insurer covers the remaining €700.

Can I choose my own repair shop after an accident?
Yes. While we offer access to a wide network of approved garages, you may also select your own trusted workshop.

Does my car insurance cover me in other EU countries?
Yes, all our policies include coverage throughout the European Union.

Get your car insurance quote today

Whatever your insurance coverage needs are, we’re here to help life go right.