Protect your home in Spain with ease

If you’re an expat living in Spain, having home insurance is essential to avoid unexpected situations. At CM Seguros, we offer policies specifically designed for expats, with flexible coverage and assistance in your language.

Why do you need home insurance in Spain?

A home insurance policy not only brings peace of mind, but in some cases, it’s required—especially if you have a mortgage. It also protects your property against accidental damage, theft, and other unforeseen events. The right coverage ensures you won’t face unexpected financial burdens due to damage or liability issues.

Types of Home Insurance We Offer

• Primary Residence – For your main home in Spain.
• Holiday Home – Protection for second residences or vacation homes.
• Rental Property – Tailored insurance for landlords renting out their property.
• Tourist Rental – Designed for short-term rentals, such as vacation lets.
• Unoccupied Home – For homes that remain empty for extended periods.

How to get your home insurance

• Request your free quote in just a few minutes.
• Customize your policy with the coverages you need.
• Enjoy peace of mind from day one.

Ready to protect your home in Spain?
Get your quote now

Frequently Asked Questions (FAQs)

Is home insurance mandatory if I rent a property?
It’s not legally required, but it’s highly recommended to protect your belongings and your liability as a tenant.

Can the landlord require me to have home insurance?
Yes. In many cases, landlords request that tenants have insurance covering contents and civil liability as a condition of the rental agreement.

What if I rent my home as a tourist accommodation?
There are specific insurance policies for tourist rentals that cover incidents occurring during the guests’ stay.

What happens if I need urgent repairs?
Our 24/7 home assistance ensures emergency repairs are managed quickly—provided the incident is covered by your policy.

Are my furniture and personal belongings covered?
Yes, you can add coverage for your personal items in case of theft, fire, or accidental damage, as long as it’s included in the policy.

Get you home insurance quote today

Whatever your insurance coverage needs are, we’re here to help life go right.

What our expat clients say (from Google Reviews)

★ ★ ★ ★ ★
Chase Warrington (USA)
“I have been using them for 4 years now and won’t consider going anywhere else. My agent is super responsive in both English and Spanish, via phone, email or WhatsApp. Whenever I have a doubt or question, she always answers me with super useful info. Great price, great service, and great value!”

★ ★ ★ ★ ★
Aoulad Yasmina (France)
“Natalia a été formidable. Elle a trouvé une assurance rapidement selon mes critères et m’a beaucoup aidée tout au long des démarches. Je vous la conseille à 100%.”
(original in French)

★ ★ ★ ★ ★

Joachim Braik (Denmark)
“Jeg anbefaler CM Seguros. Jeg har alle mine forsikringer med dem i de sidste 6 år og de hjælper mig altid når jeg har en ulykke, på en meget venlig og professionel måde. Jeg føler mig altid værdsat som kunde hos CM Seguros.”

(original in Danish)